Bank regulatory FFIEC IT audits - I perform annual IT audits required by the regulatory agencies for banks and credit unions. I am a former bank examiner over 30 years of IT auditing experience. Please contact R. Kinney Williams at examiner@yennik.com from your bank's email and I will send you information and fees. All correspondence is confidential. {Firstname}: April 10, 2024 - Acting Comptroller Discusses Creating Economic Opportunity for New Americans - Acting Comptroller of the Currency Michael J. Hsu today discussed the value of financial literacy for new Americans in remarks during the Financial Literacy and Education Commission’s Public Meeting. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-40.html April 10, 2024 - OCC Extends Comment Period for Proposed Rulemaking and Policy Statement on Bank Mergers - The Office of the Comptroller of the Currency announced today that it will extend until June 15, 2024, the comment period on its proposal to update its rules for business combinations to allow interested parties more time to provide comments. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-39.html April 10, 2024 - Observations from the Retail CBDCs of the Caribbean - Three retail central bank digital currencies have been issued in the Caribbean, but thus far all have struggled to achieve expected adoption from both consumers and merchants. www.kansascityfed.org/research/payments-system-research-briefings/observations-from-the-retail-cbdcs-of-the-caribbean/ April 10, 2024 - he KCFSI suggests financial stress decreased slightly in March - The Kansas City Financial Stress Index decreased slightly from -0.52 in February to -0.55 in March, remaining below its historical average. www.kansascityfed.org/data-and-trends/kansas-city-financial-stress-index/current-release/ April 10, 2024 - Tracking Real Time Layoffs with SEC Filings: A Preliminary Investigation - We explore a new source of data on layoffs: timely 8-K filings with the Securities and and Exchange Commission. www.federalreserve.gov/econres/feds/tracking-real-time-layoffs-with-sec-filings-a-preliminary-investigation.htm April 10, 2024 - Risk Perception and Loan Underwriting in Securitized Commercial Mortgages - We use model-implied volatility to proxy for property risk perceptions in the commercial real estate lending market. www.federalreserve.gov/econres/feds/risk-perception-and-loan-underwriting-in-securitized-commercial-mortgages.htm April 10, 2024 - Minutes of the Federal Open Market Committee, March 19-20, 2024.  www.federalreserve.gov/newsevents/pressreleases/monetary20240410a.htm April 9, 2024 - Institution, Major, and Firm-Specific Premia: Evidence from Administrative Data - We examine how a student’s field of degree and institution attended contribute to the labor market outcomes of young graduates. www.federalreserve.gov/econres/feds/institution-major-and-firm-specific-premia-evidence-from-administrative-data.htm April 9, 2024 - A New Measure of Climate Transition Risk Based on Distance to a Global Emission Factor Frontier - rgeted financing of transition to a "net zero" global economy entails climate transition risk. www.federalreserve.gov/econres/feds/a-new-measure-of-climate-transition-risk-based-on-distance-to-a-global-emission-factor-frontier.htm April 5, 2024 - Credit and Liquidity Programs and the Balance Sheet - Recent balance sheet trends, weekly chart update. www.federalreserve.gov/monetarypolicy/bst_recenttrends.htm April 5, 2024 - FOIA - Chair Powell's calendar, February 2024.  www.federalreserve.gov/foia/chairman-powell-calendar.htm April 5, 2024 - Speech by Governor Bowman on risks and uncertainty in monetary policy At “Frameworks for Monetary Policy, Regulation, and Bank Capital” Spring 2024 Meeting of the Shadow Open Market Committee, hosted by the Manhattan Institute, New York, New York. www.federalreserve.gov/newsevents/speech/bowman20240405a.htm April 4, 2024 - Acting Comptroller Discusses Elevating Fairness in Banking - Acting Comptroller of the Currency Michael J. Hsu today discussed the importance of fairness in remarks given at the National Community Reinvestment Coalition Just Economy Conference 2024. www.occ.gov/news-issuances/news-releases/2024/nr-occ-2024-38.html April 4, 2024 - Social Finance Institute - Austan D. Goolsbee, president and chief executive officer of the Federal Reserve Bank of Chicago, will participate in a panel discussion at event hosted by the Social Finance Institute on April 10, 2024. www.chicagofed.org/publications/speeches/2024/apr-20-social-finance-institute April 4, 2024 - Multi-Chamber Economic Outlook Luncheon and Expo - Austan D. Goolsbee, president and chief executive officer of the Federal Reserve Bank of Chicago, participated in a moderated Q&A at an event hosted by Chicago-area Chambers of Commerce in Oak Brook, IL on April 4, 2024. www.chicagofed.org/publications/speeches/2024/apr-4-multi-chamber-economic-outlook April 4, 2024 - Acting Comptroller Discusses Elevating Fairness in Banking - Acting Comptroller of the Currency Michael J. Hsu today discussed the importance of fairness in remarks given at the National Community Reinvestment Coalition Just Economy Conference 2024. www.occ.treas.gov/news-issuances/news-releases/2024/nr-occ-2024-38.html

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